Can I buy oceanfront in Maine under $300K?

Yes — Washington County, especially Lubec, Eastport, and parts of Jonesport/Beals, regularly have oceanfront homes and lots under $300K. Property condition varies widely; a thorough inspection is essential.

Is the whole of Washington County USDA-eligible?

Yes. Every town in Washington County qualifies.

Are there enough comps for appraisals?

In smaller Downeast towns, comp scarcity can extend appraisal timelines. We plan 35-45 days instead of 30 for rural purchases here.

Washington County · Maine Mortgage Rates

Washington County Mortgage Rates — Machias, Eastport & Downeast Maine

Washington County is Downeast Maine — from Machias east to Eastport and Lubec, north to Calais on the Canadian border. It's one of the most affordable coastal counties in the continental U.S. Every town is USDA-eligible. The housing stock is older, the working waterfront is real, and there's a surprising amount of oceanfront under $300K if you know where to look.

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Washington County market snapshot

County seat: Machias · Median price range: $145,000 – $265,000

One of the most affordable Maine coastal counties; USDA covers everything.

Program emphasis: USDA · MaineHousing · VA (Eastport/Lubec veteran population)

Machias market and UMaine-Machias

Machias is the county seat with the University of Maine at Machias campus driving a small rental and young-homebuyer market. Medians around $175K. USDA 0% down is the default.

Eastport and Lubec — easternmost U.S.

Eastport and Lubec compete for 'easternmost point in the United States' claims. Oceanfront inventory in the $200K-$350K range exists — a genuinely rare combination nationally. Both towns qualify for USDA.

Calais and the Canadian border

Calais sits at the Canadian border across from St. Stephen, NB. Smaller market with very affordable medians (~$125K). USDA covers all of Calais and surrounding towns.